💼 ThE Dreamers Cohort: A 90-day BUSINESS & FINANCIAL Foundation Experience
STABILIZING DREAMERS EVERYWHERE...
For aspiring entrepreneurs and builders who are tired of sacrificing for ideas that never become sustainable.
Your business idea isn’t the problem.Your money just isn’t stable enough to support it.
If your life feels unstable and your business feels inconsistent… we fix both.
This 3- month live intensive brings together three things most entrepreneurs never connect:
• Personal financial clarity
• Brand identity and direction
• Simple tech tools to launch online
You’ve made the sacrifices. It’s time for your business to start making deposits.
What you'll walk away with...
By the end of the 90-days, you'll have:
Business Direction
Clear numbers, clear ideas, offers, and realistic paths to revenue
Systems That Work
Tools and workflows that support your business (not overwhelm it)
Accountability
Expert guidance, weekly live sessions + a community building alongside you
This is for people who are tired of having a business idea that isn't paying them yet.
Learn from two specialists helping you build the financial, brand, and technology systems every modern entrepreneur needs.
🔎 How the Cohort Works
Our goal is to have you leave with a plan that makes the sacrifice of starting a business worth it.
Instead of guessing, you'll get structure, clarity, and a financial foundation to support your vision.
• Weekly live sessions • Watch short trainings together • Apply it immediately • Community support
A 90-day program to turn your idea into something that actually works.
MONTH 1:
Stabilize Your Money
Instead of relying on apps you don’t use, you’ll work through a simple written system that helps you see your money clearly — f You’ll learn how to:
• Get visibility and map out all bills, expenses, autodrafts for two whole months
• Implement a fixed spending allowance
• Become the "Family CEO," everyone gets allowance, participates in family goals.
Outcome: You'll stop money chaos from following you into business.
Month 2:
Build your Business
With personal finances handled, you can now build a healthy business.
For Existing Businesses - Mildred Dillon CPA
• Set up accounting, read financials, and spot lender "red flags"
• Paying Yourself & Taxes
• Getting a paycheck too? Use existing payroll deductions to fund your business
Still in the Thinking Stage?
• Validate your idea
• Define your audience & brand identity
Outcome: Your business structure will actually support your financial goals.
Month 3: use tech to groW
With clarity on your finances and business, you will be ready to grow and scale.
You’ll learn how to:
• Build prospecting habits and make time for marketing
• Use AI and tech to build a revenue pipeline so you never run out of clients
• Take your brand online and scale
• Tie it all together and build a 12-month revenue roadmap
Outcome: You leave with confidence in business because the foundation is built.
✔️ Aspiring entrepreneurs who want to start a business but feel financially scattered
✔️ Business owners who know they should understand their numbers but avoid them
✔️ Creatives and dreamers who have ideas but need structure
✔️ People willing to commit 90 days to building a real foundation
❌ People looking for quick money-making hacks that require no commitment
❌ Entrepreneurs who don’t want to look at their finances
❌ Anyone unwilling to build systems and do the work
❌ People expecting someone else to build the business for them
Bonus Sessions from Guest Experts
These bonus sessions are designed to strengthen the real-world skills most entrepreneurs struggle with — communication, consistency, and visibility.
Andre S. Barracks, M.A.
Month 2
🏁From Idea to Implementation
For those with a business idea or pivot of an existing one, this session helps you start making sense of it or clarifying what you want to build, who it’s for, and how to begin moving with direction, instead of staying stuck in your head.
Yanada G. Essex,
LCSW-BACS, ACSW
Month 2
🧠Stress Management for Entrepreneurs
Build the mental and emotional discipline required to handle entrepreneurship. Learn how to recognize stress, set boundaries, and create habits that support your health and long-term success.
Eddie Francis
Month 3
🗣️ Say It So They Get It
Learn how to clearly communicate what you do without rambling or being overlooked. Craft a strong message, improve your delivery, and speak with confidence in any room — from networking to real business opportunities.
Cortney Ketchum
Month 3
💻Build Your Website with AI
Learn how to create a professional website without spending thousands. Use simple AI tools to plan, write, and launch your site — even if you have zero tech experience.
You’re not just getting a program—you’re getting access to the right voices at the right time.
Dreaming is fine. But let’s stabilize it.
Join the Dreamers Cohort
$25 per week billed monthly
Can't make a session? Watch the Replays...
Follow the pinned posts in the Community Room.
Then access videos & workbook from the courses area.
Here's a sample of what you'll see...
Tracking ACH & Subscriptions
Looking at Finances "Weekly"
How to Give Kids An Allowance
Why An Accounting System?
FREQUENTLY ASKED QUESTIONS
Q: Is this a course or a live program?
A: This is a live, done-with-you cohort. We meet weekly and apply the work together during the sessions — so you’re not just learning, you’re building in real time. Replays are available inside a course platform, so you can revisit everything at your convenience.
Q: What if I can’t make a live session?
A: Replays will be available, so you can stay on track.
Q: What will I learn in 90 days?
A: You’ll learn how to get control of your money (starting with personal finances in Month 1), clarify your business direction — whether you’re starting or already in business — and build simple, free or low-cost systems to start generating income, all in a structured, step-by-step process over 90 days.
Q: What kind of results can I expect?
A: Results will vary, but most participants experience a major shift in clarity and control within the first few weeks. By the end of the 90 days, you can expect to:
- Have a clear understanding of your personal finances
- Feel more confident making financial decisions
- Have direction for your business (or a stronger structure if you’re already in one)
- Be using simple systems to stay organized and consistent
Some participants may begin generating income or refining their offers, but the biggest result is this:
👉🏼 You stop guessing and start moving with a plan.
Q: Do I need to already have a business to join?
A: No. Many participants are still in the idea or planning stage. The first part of the program focuses on stabilizing personal finances and clarifying your vision before building anything.
Q: What if I already have a business?
A: That’s perfect. You’ll focus on cleaning up your numbers, improving your systems, and building a stronger financial foundation for growth.
Q: What tools do I need to participate?
A: Internet access using notebook, laptop or mobile device — and for Month 1, you’ll use the Pocket Planner system (approx. $17, purchased separately on Amazon).
Q: How much time will this take each week?
A: About 60-90 minutes per week for the live session, plus optional time throughout the week to apply what you’re learning on your own.
Q: Is this a large group program?
A: No. We’re limiting this cohort to 20 - 40 participants max to keep it focused and interactive.
Q: When does the next cohort start?
A: The founding cohort begins April 1, although enrollment will still be available until 3rd week of April. Don't wait. Once enrollment closes, the next cohort will be announced in early Fall 2026.
WHY THIS COHORT EXISTS
For nearly 20 years, Money Doctor has helped individuals and entrepreneurs get their finances organized and understand their numbers clearly. Along the way, one pattern kept showing up again and again: people with incredible ideas trying to build businesses while their personal finances were still chaotic.
Dreamers don’t need more motivation. They need structure. The Dreamers Cohort was created to bring that structure to the earliest stage of building something new — organizing your finances, clarifying your vision, and putting simple systems in place so your ideas have a real foundation to grow on.
Over 90 days, participants work through practical steps together, combining financial organization, brand clarity, and simple technology tools that make starting far less overwhelming. It’s not about hype. It’s about building something real — one structured step at a time.
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